Welcome to Girl Talk!
While you're on this page I'm your big sister Nef. Here we will talk about everything related to being a growing teenage girl. We give relationship/friendship advice, Hygine tips, How to manage your money as a way to gain finaciale independence, and much more!
Managing Finances
What's a budget that works for me? And how do I stick to it?
Budgeting Tips.
Before we get into the different Budgeting methods & how to stick to a budget, let's first identify why you should budget in the first place.
- First thing: Budgeting allows you to save money for things you may want in the future such as, a car, a fun night out, shopping spree, college tuition, a new phone,etc
- Second thing:Budgeting gives room for you to prioritize your spending. So for every lets say $100 you earn, save 20% or 10% of that, which would leave you with $80 if you save 20% and $90 if you save 10%. With this new budget it limits the things you can buy, forcing you to only spend money on the things you need.
Page 2: Relationship advice